Effective Date: May 6, 2025

Welcome to Climb Financial Wellness (“we,” “us,” “our,” or “the Company”). By using this website and/or booking any of our services, you agree to the following terms and conditions. If you do not agree, please do not use this site or our services.

1. Informational Purpose Only

Climb Financial Wellness provides financial wellness education, tools, and support. We are not licensed financial advisors, accountants, or attorneys, and the information shared is intended for general education and encouragement only. It should not be considered professional, legal, or financial advice.

Always consult with a certified professional before making financial decisions that could impact your credit, taxes, legal obligations, or long-term planning.

2. Eligibility

Our services are intended for individuals 18 years or older. By using this site, you affirm that you are of legal age and legally able to enter into this agreement.

3. Payments & Refunds

All payments are due at the time of booking unless otherwise agreed upon in writing.
We do not offer refunds once a session or service has been delivered. If you need to reschedule, please do so at least 24 hours in advance.

If you are on a subscription or membership plan, you may cancel with written notice. No partial refunds will be issued for time not used.

4. Cancellations & Rescheduling

We understand life happens. If you need to reschedule, please email us at [your email address] at least 24 hours before your scheduled session. Missed appointments without notice may not be eligible for rescheduling or refund.

5. Confidentiality

All personal and financial information shared with Climb Financial Wellness will be kept strictly confidential and used only for the purposes of providing agreed-upon services. We will never sell or share your information.

6. Disclaimer of Liability

Climb Financial Wellness is not liable for any decisions, outcomes, or losses incurred as a result of services, recommendations, or communications. You are fully responsible for your financial decisions and results.

7. Use of the Website

All content on this website is owned by Climb Financial Wellness and may not be copied, distributed, or reproduced without written permission. You agree not to use this site for any unlawful purpose.

8. Changes to These Terms

We may update these terms from time to time. It is your responsibility to review them periodically. Continued use of our site or services after changes means you agree to the updated terms.

9. Contact

For any questions about these terms, please email: ClimbFinancialWellness@gmail.com